BuyingWhen purchasing a home, you are faced with many huge decisions! As you engage in the process it is important to know that you are prepared to purchase a home. Locating the perfect home is not always an easy task, obtaining a mortgage can be a complex and tiring process, understanding the different communities and lakes in our area takes experienced local knowledge. I will be at your side each step of the way, making the process of purchasing a home easier, more enjoyable, less time-consuming. If you are prepared with a mortgage pre-approval & an understanding of the different neighbourhoods and local communities it will be easier to locate and assess properties for sale that match your specifications. I am always familiar with the current homes on the market, and I know neighborhood values well, so I can help you determine which properties are fairly-priced and in good condition before you start your search. Your First StepWhy are you looking to buy a home? Are you renting & paying someone else's mortgage? Are you looking to raise a family? Or have things changed in your life & is this a "move up" or "move down" house? Determine what kind of home you'd like and where you would like to be. Be specific. Separate the "must haves" from the "want to haves." Think of yourself as zeroing in on a target, going from the general to the specific. Area Parry Sound, south or north of Parry Sound, 124 Corridore, Georgian Bay Community Proximity to Parry Sound or smaller rural communities, need for essential services Size & Type of Lake/Neighborhood Rural or part of a Sub-division, Recreational facilities and community services needed Waterfront Style of Property/Waterfront, elevated or flatter lot, rocky or sandy shoreline. Commute Drive to Parry Sound & Drive to home if a Cottage. Size & Style How much space do you need? Does your situation require a one-level home, or are stairs acceptable? Timing Consider how long you expect to live in this particular home. Your Next Step: Loan Pre-QualificationOnce you have addressed the above needs & wants, your next step in the purchasing process is to get pre-qualified with a mortgage company. This can be done over the phone or even online in a matter of minutes. Should you need assistance, call me and I will refer you to a mortgage professional that has an excellent reputation and track record for successfully acquiring loan approval for his/her clients. I Will Find The Right Homes & Cottages For YouOnce you've been pre-qualified and know what price range you want to stay in, I can help you determine which properties fit your needs by using the (MLS) Multiple Listing Service system to locate them. I have the best possible resources and communication systems available today to help you locate the homes on the market that match your specifications. You can even search my listings here at my website. I Will Help You Every Step Of The WayI will help you complete your financing and inspections, and close on the transaction. My top priority is to make sure that your home buying experience is pleasant, cost-efficient, and successful. |