The Most Important Factors When Buying a Cottage: A Guide

Feb, 21 2023

When it comes to buying a cottage, many factors need to be taken into consideration. From the location to the amenities, many different aspects can make or break a cottage purchase. In this article, we'll discuss some of the most important factors to consider when buying a cottage.

1 - Year-Round Maintenance Requirements

The first thing to consider when buying a cottage is the year-round maintenance requirements. Cottages are not like other homes, and they require more upkeep and maintenance than traditional homes. This includes regular maintenance such as painting, landscaping, and repairs. Make sure to research the maintenance requirements in the area before purchasing a cottage, as this can be a costly expense.

2 - Size and Layout

Another important factor to consider when purchasing a cottage is the size and layout. Depending on your needs, you may need a large cottage that can accommodate multiple family members and guests, or a smaller cottage that can be used for weekend getaways. Make sure to consider the size and layout of the cottage when making your purchase.

3 - Amenities

When you buy a cottage, you should also consider the amenities available. Some cottages may come equipped with a dock, boat launch, or other recreational activities. Other amenities may include a swimming pool, hot tub, or outdoor kitchen. Make sure to research the amenities available in the area before making your purchase.

4 - Location

The location of the cottage is another important factor to consider when buying a cottage. You should consider the distance to major cities and attractions, as well as the proximity to local amenities such as grocery stores and restaurants. Additionally, the climate in the area should also be taken into consideration, as this can affect the use of the cottage throughout the year.

5 - Plumbing

When buying a cottage, it's important to consider the plumbing system. Make sure that the plumbing is up to code and in good working order. Additionally, the septic system should be inspected to ensure that it is functioning properly.

6 - Ease of Access

The ease of access to the cottage should also be taken into consideration when buying a cottage. If the cottage is located in a remote area, you may need to consider the cost of transportation to and from the cottage. Additionally, you'll need to consider the availability of utilities and other services in the area.

7 - Safety

The safety of the cottage should also be considered when buying a cottage. Be sure to inspect the property for any potential hazards, such as electrical wiring, gas lines, and other potential dangers. Additionally, the area should be inspected for any wild or dangerous animals that could pose a threat to safety.

8 - Rental Potential and Rules Surrounding Renting

When buying a cottage, you should also consider the potential for renting it out in the future. Depending on the location of the cottage and local regulations, you may be able to rent it out during certain times of the year. Additionally, you should be familiar with any restrictions or rules surrounding renting out the cottage, as these may vary depending on local regulations.


When buying a cottage, it is important to consider several factors. These include location, budget, size and style of the cottage, access to amenities and services, and growth potential. It is also important to consider the potential for future rental income, and the availability of financing options. Additionally, it is important to consider the potential for maintenance and repair costs, the potential for future upgrades and improvements, and the potential for additional costs associated with ownership. By understanding and considering these factors, buyers can make an informed decision and purchase a cottage that meets their needs and lifestyle.

If you are looking for cottages for sale near Parry Sound, contact Chuck Murney. He is a reliable realtor in Parry Sound ready to help you find the best property for your needs!

Client Testimonials

Chuck was fantastic to work with! From attending our cottage inspection to connecting us with an awesome mortgage broker we needed to get the job done, he was there every step of the way to support us!

- Olivia Sabourin

Working with Chuck was a pleasure. He really pulled out all the stops to make sure we could put the deal together. He personally made sure all went smoothly for possession day. Would definitely work with Chuck again either buying or selling.

- Danielle Stewart

Karen and I have had several experiences with Chuck both buying and selling properties. He is always willing to give advice if asked, and always willing to be patient with us while we are deciding how to proceed. He has gone that extra mile with helping us in any way. This has also included offering to help us get our home ready to sell. We can not be more satisfied with his service and that is why we have had him help us with several real estate transactions. We wholeheartedly recommend him to potential buyers and sellers in our surrounding area.

- John & Karen Neary

I had the pleasure of working with Chuck to find a great starter home and enter the market. After our initial discussion it didn’t take Chuck long to find something perfect for me. He’s motivated, easy to work with, and a highly knowledgeable agent. In addition to finding a buyer or showing you a property, he provides great advice based on your desires. Highly recommended!

- Kevin Louch

Chuck helped us purchase a cottage property in 2020. My husband and I are extremely particular people. We provided Chuck had a detailed list of our exact wants, needs etc in a property to ensure we didn't waste our time looking a properties that didn't meet our needs. Chuck helped us secure the perfect property for us that met all the criteria and was a pleasure to deal with. He even offered months later to help us pick up a peddle boat with his trailer when I asked him for a recommendation for someone who could assist us. He is supportive throughout the sales process and continues to provide service after the fact. He lives and works in the community and I wouldn't hesitate to recommend Chuck to anyone needing his services.

- Jennifer Guberney

Super nice guy. No hard-selling and easy to like! As my husband would say, Chuck passes the beer & BBQ test! He also crawled around under the cottages along side my husband during our appointments. Chuck is knowledgable, and put us at ease immediately. We bought the second cottage property Chuck showed us. He is calm with a sense of urgency. Timely communication when you’re anxiously awaiting news of an offer! Our experience from start to finish was great!

- Stephanie Rood

Let's work together

Thinking of buying or selling? I'd love to make your real estate process as easy and enjoyable as possible.
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